Insurance Claim Lawyers in Montana and Wyoming
When you file an insurance claim, you might not expect the process to be easy, but you expect the insurance companies to process your claim in good faith. This expectation is more than reasonable – it is your right under Montana and Wyoming law. The insurance companies have a legal obligation to process claims in good faith and in accordance with the terms of their customers’ policies. When they fail or refuse to do so, they can be held legally responsible.
At Ragain & Clark, PC, our attorneys bring more than 40 years of collective experience to representing individuals and businesses in first-party and third-party insurance claims. If you have a first-party claim (a claim against your own insurance company), we help you secure the coverage you have paid for. If you have a third-party claim (a claim against a driver’s, property owner’s or other business’s insurance company), we aggressively pursue just compensation. If the insurance company delays or denies coverage in bad faith, we can seek additional compensation under Montana or Wyoming Law.
Experienced Representation for First-Party and Third-Party Insurance Claims
First-Party Insurance Claims: Dealing with Your Own Insurer
Filing a claim with your own insurance company is known as a first-party claim. As long as you file your claim promptly and you are current on your premiums, your insurance company is obligated to provide the coverage for which you have paid. Unfortunately, securing payment on an insurance claim is often not simple or straightforward and policyholders may need legal help to secure full coverage. We routinely represent Montana and Wyoming residents and business owners in first-party insurance claims including:
- Personal injury protection (PIP), uninsured/underinsured motorist (UIM) and comprehensive auto insurance claims
- Homeowner’s and renter’s insurance claims
- Commercial property and business insurance claims
Third-Party Insurance Claims: Filing a Negligence or Strict Liability Claim
Filing an insurance claim with another person’s or business’s insurance company is known as a third-party claim. At Ragain & Clark, PC, we handle third-party insurance claims involving:
- Motor Vehicle Accidents
- Construction Accidents
- Premises Liability
- Product Liability
- Medical Malpractice
- Nursing Home Negligence and Abuse
- Business Liability
- “Ragain and Clark found insurance coverage that applied to my case that I did not even know existed.”
- “Thank you for all of the legal help you have given me over the years. You are so generous and kind.”
- “The brief you filed was readable and easily understood. Polite, yet demanding. I have a new appreciation for the great job you and your team did with our response. Nice work! Please share my appreciation with all who helped.”
Aggressive Plaintiffs’ Lawyers for Victims of Insurance Bad Faith
If your insurance claim has been wrongfully delayed, partially denied or fully denied, then you may be entitled to additional compensation on top of the amount to which you are entitled under your first-party or third-party claim. If you are concerned about insurance bad faith, it is important to speak with an attorney promptly. Signs of insurance bad faith include, but are not limited to the following scenarios:
- The insurance company will not send an adjuster to inspect the damage.
- You are offered a settlement that is substantially less than what your claim is worth.
- Your claim is denied without a written explanation or reasonable basis.
- Your adjuster has misrepresented the terms of your insurance policy.
- Your adjuster has accused you of filing a fraudulent claim or other unlawful conduct.
Speak with an Attorney at Ragain & Clark, PC
If you would like more information about representation for insurance claims in Montana or Wyoming, contact us today for a confidential initial consultation. To request an appointment as soon as possible, please call 406-651-8888 or inquire online today.